appoint Garden State Benefit Plans as your broker, you will
receive the following value-added services.
Every year, Garden State Benefit Plans will do a comprehensive
analysis to let you know how your plan compares with the
marketplace. We may contact 8 to 13 different insurance
carriers for quotes. You don’t have to meet with the 13
carriers! We do it for you. If there’s a better plan out
there, we’ll find it based on our research or we’ll confirm that
your current plan is still the best for you.
Benefit Plans is proactive. We will meet with you 45 to 90 days
prior to the plan’s anniversary date to present the analysis, so
that if you change plans, it can be implemented in an orderly
fashion. When a plan change is made late or with imcomplete
paperwork, it’s you who suffers. We plan ahead to make sure
this doesn’t happen to you.
Upon implementation of a new plan, we will inform your employees
how to use their benefits wisely-from why you need a referral,
to how to get precertification for special procedures. By
conducting employee seminars and answering questions as they
arise, employees can maximize the use of their benefits and
avoid pitfalls down the road.
HELP WITH COBRA AND OTHER REGULATIONS
We are dedicated to ensuring your compliance with
COBRA. Unlike most brokers, we provide COBRA administration
services through COBRAHelp.
Employees and their dependents enroll in your plan, or when they
become eligible for COBRA, they must receive correct information
and guidance-or else you can be liable. We lift the burden by
helping you understand COBRA and other regulatory
Benefit Plans can also help you maintain compliance with HIPAA,
State Continuation of Coverage Laws, the Family Leave Act and
Section 125 Plan Implementation.
broker, we will watch out for your interests by staying on top
of new developments in insurance legislation. If a new state or
federal law will impact your business, we’ll give you fair
warning. If a contract dispute between a carrier and a provider
occurs, or if a hospital is being dropped from a network, we
will notify you when and why this is happening.
As a Garden
State Benefit Plans client you will have access to our online
Human Resource library and our E.A. Program.
Garden State Benefit Plans takes special care of it’s clients
year-round. You need someone to go to bat for you when there is
a problem-no matter what time of year it is.
confusion, billing errors, enrollment issues- Garden State
Benefit Plans won’t refer you to an 800 number. We’ll
investigate the details, prepare the forms, and do the necessary
follow-up to resolve the problem with minimal work interruption
or employee frustration.